Beyond possibly saving for retirement, people don’t think about how their needs may change as they grow older and how those changes impact their quality of life.

For example, if you want to remain living in your home but the only bathroom is on the second floor, what will you do if you’re unable to use the stairs?

Learning about options available as your needs change assures you are in control of what happens. This reduces decisions being made under heightened stress or crisis and saves you from settling for the status quo.