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TroveStreet® Wisdom

TroveStreet® Wisdom: Wanting to rent a car

If you have a valid government issued driver’s license and a credit or debit card, renting a car is an option for those who do not need or want to own a car, but desire to use a car for a few hours to do things such as grocery shop or visit someone.

Similar to how airbnb or Vrbo works for home rentals, Turo is a trusted car sharing marketplace where you can book a vehicle from a community of hosts across the U.S. You can choose from a selection of nearby cars, vans, and trucks to rent what you need for the day, weekend, or a getaway trip.  Another option is traditional rental companies such as Enterprise, Hertz, and Avis. 

You can rent a car without having your own car insurance, as rental cars usually come with a minimum amount of liability coverage. In addition, your credit card provider probably carries some form of rental car protection.  Because every state mandate liability insurance to protect other drivers, if you don’t have personal car insurance, rental cars typically come with liability coverage, although it’s usually just the state minimum amount. The cost of liability insurance is already factored into the rental car rate, so it’s not like you’re paying “extra” for it. But this can vary by state. 

Before renting a car, it is helpful to review Frequently Asked Questions and read articles about things to avoid ensuring you are not paying extra for items that are not needed.

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